Equitable Financial (NASDAQ:EQFN) and Farmers & Merchants Bancorp, Inc. (OH) (NASDAQ:FMAO) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their risk, analyst recommendations, dividends, institutional ownership, earnings, valuation and profitability.

Profitability

This table compares Equitable Financial and Farmers & Merchants Bancorp, Inc. (OH)’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Equitable Financial N/A N/A N/A
Farmers & Merchants Bancorp, Inc. (OH) 26.09% 11.31% 1.41%

Institutional and Insider Ownership

24.9% of Equitable Financial shares are owned by institutional investors. Comparatively, 15.5% of Farmers & Merchants Bancorp, Inc. (OH) shares are owned by institutional investors. 11.3% of Equitable Financial shares are owned by insiders. Comparatively, 10.0% of Farmers & Merchants Bancorp, Inc. (OH) shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Earnings & Valuation

This table compares Equitable Financial and Farmers & Merchants Bancorp, Inc. (OH)’s top-line revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Equitable Financial N/A N/A N/A N/A N/A
Farmers & Merchants Bancorp, Inc. (OH) $57.29 million 5.90 $14.95 million $1.68 18.11

Farmers & Merchants Bancorp, Inc. (OH) has higher revenue and earnings than Equitable Financial.

Analyst Ratings

This is a breakdown of recent ratings for Equitable Financial and Farmers & Merchants Bancorp, Inc. (OH), as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Equitable Financial 0 0 0 0 N/A
Farmers & Merchants Bancorp, Inc. (OH) 0 1 0 0 2.00

Dividends

Farmers & Merchants Bancorp, Inc. (OH) pays an annual dividend of $0.60 per share and has a dividend yield of 2.0%. Equitable Financial does not pay a dividend. Farmers & Merchants Bancorp, Inc. (OH) pays out 35.7% of its earnings in the form of a dividend.

Summary

Farmers & Merchants Bancorp, Inc. (OH) beats Equitable Financial on 5 of the 8 factors compared between the two stocks.

About Equitable Financial

Equitable Financial Corp. operates as the holding company for Equitable Bank that provides various banking products and services in Nebraska, the United States. It offers deposit products, including checking, savings, and money market deposit accounts, as well as certificates of deposit. The company's lending products include commercial lines of credit and term loans, commercial real estate loans, agricultural operating loans, agricultural real estate loans, and one-to four-family residential real estate loans, as well as home equity loans, construction and land loans, and consumer loans. It also offers retail brokerage services under the Equitable Wealth Management name; and invests in securities. Equitable Financial Corp. operates through its main office in Grand Island, Nebraska; one full-service branch in each of Grand Island, North Platte, and Omaha, Nebraska; and one additional limited service branch in Grand Island. The company was founded in 1882 and is headquartered in Grand Island, Nebraska. Equitable Financial Corp. is a subsidiary of Equitable Financial MHC.

About Farmers & Merchants Bancorp, Inc. (OH)

Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking, retail banking, and other financial products and services to individuals and small businesses in northwest Ohio and northeast Indiana. The company offers checking accounts; savings and time deposits, including certificates of deposit; and custodial services for individual retirement accounts and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer and credit card lending products; loans for farm land, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvements loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as operation lines of credit and machinery purchase loans; and agricultural and consumer real estate, commercial and industrial, agricultural, and consumer loans, as well as industrial development bonds. Further, it provides automated teller machine services; and online banking, remote deposit capture or electronic deposit processing, merchant credit card, and mobile banking services. As of February 13, 2019, the company operated through 30 offices. Farmers & Merchants Bancorp, Inc. was founded in 1897 and is based in Archbold, Ohio.

Receive News & Ratings for Equitable Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Equitable Financial and related companies with MarketBeat.com's FREE daily email newsletter.