Texas Capital Bancshares (NASDAQ: TCBI) is one of 208 public companies in the “Commercial Banks” industry, but how does it compare to its competitors? We will compare Texas Capital Bancshares to similar businesses based on the strength of its dividends, earnings, institutional ownership, analyst recommendations, risk, profitability and valuation.

Earnings and Valuation

This table compares Texas Capital Bancshares and its competitors top-line revenue, earnings per share and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
Texas Capital Bancshares $702.71 million N/A 24.07
Texas Capital Bancshares Competitors N/A N/A 25.68

Texas Capital Bancshares is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Volatility & Risk

Texas Capital Bancshares has a beta of 1.68, indicating that its stock price is 68% more volatile than the S&P 500. Comparatively, Texas Capital Bancshares’ competitors have a beta of 0.74, indicating that their average stock price is 26% less volatile than the S&P 500.

Insider & Institutional Ownership

46.6% of shares of all “Commercial Banks” companies are held by institutional investors. 0.5% of Texas Capital Bancshares shares are held by company insiders. Comparatively, 11.7% of shares of all “Commercial Banks” companies are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Profitability

This table compares Texas Capital Bancshares and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Texas Capital Bancshares 21.84% 10.01% 0.83%
Texas Capital Bancshares Competitors 19.73% 8.37% 0.88%

Analyst Ratings

This is a summary of recent ratings and recommmendations for Texas Capital Bancshares and its competitors, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Texas Capital Bancshares 0 10 4 0 2.29
Texas Capital Bancshares Competitors 857 4034 2898 116 2.29

Texas Capital Bancshares presently has a consensus target price of $86.92, suggesting a potential upside of 0.32%. As a group, “Commercial Banks” companies have a potential downside of 1.52%. Given Texas Capital Bancshares’ higher probable upside, analysts plainly believe Texas Capital Bancshares is more favorable than its competitors.

Summary

Texas Capital Bancshares competitors beat Texas Capital Bancshares on 7 of the 12 factors compared.

Texas Capital Bancshares Company Profile

Texas Capital Bancshares, Inc. is a bank holding and a financial holding company. The Company is the parent of Texas Capital Bank, National Association (the Bank). It offers a range of loan, deposit account and other financial products and services to its customers. It offers a range of products and services for its business customers, including commercial loans for general corporate purposes, including financing for working capital, internal growth, acquisitions and financing for business insurance premiums; medium- and long-term tax-exempt loans for municipalities and other governmental and tax-exempt entities; wealth management and trust services, and letters of credit. It also provides banking services for its individual customers, including personal wealth management and trust services; certificates of deposit; interest-bearing and non-interest-bearing checking accounts; traditional money market and savings accounts; loans, both secured and unsecured, and Internet banking.

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